Housing and Relocation
-Philippines-
“Tahanan” - (HOME)
Finding Accommodation
Overview of Housing Options:
The Philippines offers a wide range of housing options suitable for every budget and lifestyle preference:
Apartments & Condos:
Apartments: These are commonly found in urban areas like Manila, Cebu, and Davao. Apartments vary from small studios to multi-bedroom units.
Condominiums: Condos are popular among expats due to their modern amenities like 24-hour security, gyms, pools, and proximity to shopping malls. They are often found in key business districts like Makati, BGC (Bonifacio Global City), and Cebu Business Park.
Houses & Villas:
Standalone Houses: Great for families or those who prefer more space, standalone houses can be found in gated communities, especially in suburban areas. These often come with gardens or yards and offer more privacy.
Villas & Beach Houses: If you’re looking to live by the beach or in a quieter setting, beachfront villas and countryside homes are available in popular areas like Boracay, Palawan, and Siargao.
Short-Term & Long-Term Options:
For short-term stays, consider options like Airbnb, serviced apartments, or hostels. These can be rented daily, weekly, or monthly.
For long-term stays, apartment rentals or house leases generally start at 6 months to 1 year, with the possibility of renewal. It’s common to negotiate rental terms and conditions.
Rental Market Dynamics
Average Rent Prices:
Rent prices vary significantly based on the region, type of accommodation, and whether you are in a city or rural area:
Urban Areas (Metro Manila, Cebu, Davao):
Condominiums: In prime business districts like Makati, BGC (Bonifacio Global City), and Ortigas, one-bedroom condos can range from around PHP 20,000 to PHP 60,000+ per month, depending on amenities and location.
Apartments & Houses: In urban neighborhoods outside the main business areas, you can find more affordable options, with apartments or houses ranging from PHP 10,000 to PHP 40,000+ per month.
Rural Areas & Provinces:
Lower Cost of Living: Outside major cities, accommodation is generally more affordable. You can find houses or apartments in provinces like Bohol, Dumaguete, Iloilo, and La Union for around PHP 5,000 to PHP 20,000 per month.
Popular Platforms & Agents:
To find rentals, use a mix of online platforms and local agents:
Online Platforms: Websites like Lamudi, Dot Property, Facebook Marketplace, and Rentpad are great for browsing available listings, viewing prices, and comparing locations.
Local Real Estate Agents: Engaging with a local agent can be helpful, especially for those unfamiliar with the area. Agents often have access to properties not listed online and can assist with negotiating leases.
Understanding Leases:
Short-Term Leases: If you're looking for flexibility or a trial period, short-term options like Airbnb rentals, serviced apartments, or month-to-month contracts are ideal. However, these tend to be more expensive on a month-to-month basis.
Long-Term Leases: Standard rental agreements in the Philippines often run for 6 months to 1 year. Long-term leases generally require a 1-2 month security deposit and 1 month advance rent. Terms can often be negotiated with landlords, especially for furnished vs. unfurnished units.
For a deeper dive into specific rent ranges, lease tips, and region-specific advice, [click here].
Negotiating and Understanding Rental Agreements
Key Factors in Rental Contracts:
Before signing a lease, it’s crucial to understand and negotiate the terms. Here are some important aspects to consider:
Deposit & Payment Terms:
Standard Practice: A security deposit of 1-2 months' rent and an advance rent payment for the first month is standard.
Refund Policies: Make sure the lease specifies the terms for refunding the deposit, including conditions such as damage or premature termination.
Utilities & Maintenance:
Who Pays for What: Confirm which utilities are included in the rent (electricity, water, internet, cable TV). Often, tenants are responsible for these, while some contracts may include water or internet.
Maintenance & Repairs: Discuss who handles maintenance. While the landlord typically manages major repairs (e.g., plumbing or structural issues), the tenant may be responsible for minor fixes or replacements (like lightbulbs).
Furnishing Options:
Furnished vs. Unfurnished: Decide whether you need a furnished or unfurnished property. Furnished places typically include basic appliances, furniture, and kitchen essentials, which might affect the rent.
Inspect the Property: Before committing, inspect the property thoroughly. Check for any existing damage or issues, and make sure these are documented in the lease to avoid disputes.
Negotiating the Lease:
Negotiation is common and usually expected, especially for longer-term rentals:
Monthly Rent & Inclusions: You can negotiate the rent, especially if planning to stay for 12+ months. Ask about including amenities like parking spaces, utilities, or cleaning services.
Lease Terms & Renewals: Confirm the lease duration and renewal terms. Some landlords are open to renegotiating rent or extending the lease if you are a reliable tenant.
Additional Tips:
Payment Schedule: Rent is usually paid monthly. Ensure the payment method and due dates are clearly outlined in the lease.
Subletting & Early Termination: If you might need to leave early or sublet the unit, discuss these possibilities upfront to avoid penalties.
Moving and Settling In: Arranging the Move
Organizing International Shipping:
When relocating to the Philippines, planning how to move your belongings can help ensure a smooth transition:
Choosing a Shipping Method:
Sea Freight: Ideal for large shipments, sea freight is cost-effective but can take several weeks to arrive. Options include shared containers (LCL) or full containers (FCL), depending on the volume of your items.
Air Freight: Faster but more expensive, air freight is suitable for smaller shipments or if you need your belongings urgently. It's a good choice for essentials you'll need right away.
Hiring a Moving Company:
International Movers: Work with a reputable international moving company that has experience with Philippine customs regulations. They can assist with packing, shipping, and handling customs paperwork.
Insurance: Ensure your belongings are covered by insurance during transit to protect against loss, theft, or damage.
Dealing with Customs & Import Regulations:
Customs rules in the Philippines can be complex, so it’s important to be aware of what to expect:
Required Documents: Common documents for shipping include:
Bill of Lading or Air Waybill
Packing List with detailed descriptions of items
Passport Copy and Proof of Residency/Employment in the Philippines
Taxes & Duties:
Some personal effects may be imported duty-free if they have been owned and used for at least 6 months. However, taxes may apply to new or high-value items.
Prohibited & Restricted Items: Certain items may be restricted or prohibited, such as firearms, controlled drugs, and certain foods. Check the Philippine Bureau of Customs website for an updated list.
Essential Tips for a Smooth Move:
Minimize Belongings: Given the high shipping costs, many expats choose to bring only the essentials and buy new or second-hand items locally.
Timing the Move: Ensure that your shipment arrives when you're able to receive it, as storage fees may apply for uncollected goods at customs.
Hiring a Customs Broker: Consider hiring a customs broker to handle the customs clearance process, especially if shipping a large volume of goods. They can help streamline the process and navigate any potential issues.
Adapting to Local Utilities and Services
Setting Up Utilities as an Expat
When moving into a new home in the Philippines, setting up utilities like electricity, water, internet, and cable TV is an essential step. Here’s a quick guide to getting started:
Electricity
Providers: The primary electricity provider depends on your region. In Metro Manila and surrounding areas, it’s Meralco, while other provinces may have their own local electric cooperatives.
Setting Up Service: If you're renting, your landlord may handle the setup. For setting up yourself, you typically need your lease agreement, valid ID, and a filled-out application form.
Billing & Payment: Electricity bills are generally paid monthly, and you can pay through online banking, mobile apps, or in person at payment centers.
Water
Providers: In Metro Manila, the main water providers are Maynilad and Manila Water. Other regions have local water districts or private suppliers.
Setting Up Service: Similar to electricity, landlords often arrange water services. If not, contact your local water provider with your lease and identification documents to set up an account.
Billing & Payment: Water bills are typically paid monthly and can be settled through banks, online payment systems, or local payment centers.
Internet & Cable TV
Providers & Packages: The major providers are PLDT, Globe, Converge ICT, and SkyCable. Packages range from basic broadband to bundled plans that include internet, cable TV, and landline services.
Setting Up Service: You can apply online or at a physical store. You'll need to present your ID, lease agreement, and sometimes a proof of billing.
Installation Time: Installation can vary but typically takes anywhere from a few days to two weeks, depending on the provider and location.
Mobile Internet: For faster access or as a backup, consider a mobile data plan. Providers like Smart, Globe, and DITO offer prepaid and postpaid mobile internet packages.
Cable TV & Streaming
Traditional cable TV is available through SkyCable, Cignal, and PLDT. However, many expats opt for streaming services like Netflix, Amazon Prime, or local services such as iFlix and HOOQ.
Tips for a Smooth Setup
Ask Your Landlord: They can be a valuable resource for recommending providers and assisting with setup.
Compare Providers: Service quality and price can vary, so compare packages and customer reviews before committing.
Prepare for Delays: Be aware that installation delays are possible, so it's wise to set up utilities ahead of your move-in date.
For a more detailed walkthrough on setting up utilities and getting the best rates, [click here].
Practical Settling-In Tips for Expats
Finding Local Markets & Essential Items
Once you’re settled in, knowing where to shop for groceries, household items, and furniture can make daily life easier:
Groceries & Food Shopping:
Supermarkets & Hypermarkets: Chains like SM Supermarket, Robinsons, Puregold, and Rustan's have a wide range of local and imported goods.
Wet Markets (Palengkes): For fresh produce, meat, and seafood at budget prices, explore the local wet markets. Be prepared to haggle for the best deals.
Convenience Stores: 7-Eleven, MiniStop, and local sari-sari stores are great for quick and late-night needs.
Household Items & Furniture:
Department Stores: Stores like SM, Robinsons, and Landmark carry everything from kitchenware to bedding.
Furniture & Home Decor: For affordable options, check out IKEA (Manila), Home Depot, or local furniture makers who can craft custom pieces. Second-hand furniture can also be found through online marketplaces like Facebook Marketplace or OLX.
Adapting to Daily Life & Transportation
Understanding the daily rhythm of life in the Philippines will help you adjust more smoothly:
Transportation Options:
Jeepneys & Buses: The iconic jeepney is an affordable way to get around. In major cities like Manila and Cebu, buses and UV Express vans offer more comfort and direct routes.
Ride-Hailing Apps: Grab is the most popular ride-hailing app for taxis, private cars, and food delivery.
Trains & Metro Systems: In Metro Manila, the LRT and MRT systems provide rapid transit across key areas but can be crowded during peak hours.
Tricycles & Motorbike Taxis: For short distances or rural areas, you’ll find tricycles (motorcycles with sidecars) and habal-habal (motorbike taxis).
Local Neighborhoods:
Every city has its own vibe. Makati is the financial hub; Taguig (BGC) is more modern and upscale; while Quezon City has a relaxed, suburban feel.
Smaller cities like Cebu and Davao offer a slower pace with a mix of city amenities and natural surroundings. Explore neighborhoods to find what fits your lifestyle.
Building a Daily Routine
Adapting to the local lifestyle can be rewarding:
Morning Markets & Cafes: Start your day like a local by visiting a nearby market or enjoying breakfast at a turo-turo (local eatery) or cafe.
Local Activities & Hobbies: Join local classes or communities for activities like yoga, diving, hiking, and dancing. Meetup groups and Facebook communities can help you connect.
Staying Safe: As with any country, be mindful of your surroundings, keep your belongings secure, and familiarize yourself with emergency contacts in your area.